The Marriott Bonvoy Credit Cards Explained

Alex

 

There are six Marriott Bonvoy credit cards that allow you to earn points towards stays within the Marriott Bonvoy program. Three of these cards are issued by Chase Bank and three are issued by American Express. These cards usually have high offers 2 to 3 times a year so make sure you sign up when the bonus is high! This article talks about the standard offers on these cards.

 

The Six Marriott Bonvoy Credit Cards

 

Marriott Bonvoy Boundless

The Marriott Bonvoy Boundless is offered by Chase and usually currently has an offer of 100K points after a minimum spend of $3000. They have limited-time offers on this card 2-3 times a year.  This card will earn 17x points on Marriott purchases and 2x points on everything else. The annual fee of $95 is not waived in the first year.

This card does fall under the Chase 5/24 rule. This means that if you have opened more than five cards across any bank in the last 24 months, you will not be approved for the card.

 

 

Marriott Bonvoy Bold

The Marriott Bonvoy Bold is also issued by Chase and as such falls under the Chase 5/24 rule. The current bonus on this card is 60,000 points after spending $2,000 in three months. This card has no annual fee but also doesn’t come with the anniversary-free night that all the other Marriott cards come with. It earns 3 points at Mariott hotels, 2 points on travel, and 1 point on everything else. 

 

 

Marriott Bonvoy Bountiful

The Marriott Bonvoy Bountiful card is also issued by Chase and has a welcome offer of 125,000 points after meeting a minimum spend of $4,000 in 3 months. It has an annual fee of $250. This card does not include a free night unless you spend $15K on the card. It does have the following benefits:

  • Gold Elite Status
  • Free night award (up to 50K points) after spending $15K on the card
  • 15 Elite Night Credits
  • Global Entry or TSA Precheck Benefit
  • 1,000 bonus points per stay

 

 

American Express Marriott Bonvoy Bevy

The American Express Marriott Bonvoy Bevy has an offer of 125,000 Bonvoy Points after spending  $4,000 in 3 months. It comes with a $250 annual fee. The benefits of this card include:

  • Gold Elite Status
  • Free night award (up to 50K points) after spending $15K on the card
  • 15 Elite Night Credits
  • Global Entry or TSA Precheck Benefit
  • 1,000 bonus points per stay

 

 

Marriott Bonvoy Business

The Marriott Bonvoy Business card issued by American Express has a welcome offer of 100,000 points after meeting the minimum spend. The $125 annual fee is not waived. This card also includes a free night (valued at up to 35,000 points) each year on your account anniversary. The card earns 6 points at Marriott hotels, 4 points at gas stations, restaurants, and wireless telephone service, and 2 points on all other purchases.

If you are worried about Chase 5/24 then this is a great card to get as it won’t go towards your count! Remember, most business cards (including Amex and Chase business cards) don’t count towards your 5/24. To learn more about the business card and to see how you may actually have something that counts as a business, check out this post.

 

 

Marriott Bonvoy Brilliant

Marriott’s luxury card is the Marriott Bonvoy Brilliant.  It is issued by American Express. The welcome offer is 150,000 Bonvoy points after you spend $5,000 in 3 months. 

There is a big annual fee on this card of $650. The fee includes a $300 annual credit every calendar year toward restaurant dining ($25/mo), a free night award on your cardmember anniversary (valued up to 85,000 points), Priority Pass (lounge access at airports), a statement credit for Global Entry or TSA Precheck, Platinum Elite status at Marriott hotels (free breakfast, room upgrades, etc.), and more. 

The card earns 6 points at Mariott hotels, 3 points at restaurants and airfare booked directly through airlines, and 2 points on everything else. 

 

 

Rules of the Marriott Bonvoy Cards

There are various rules associated with Marriott Bonvoy Credit Cards. For example, if you have one of the Chase Marriott cards, you can’t open the other Chase Marriott card. If you have an Amex Marriott card you can open the other Amex Marriott card. If you have an Amex Marriott card and want to open a Chase Marriott card, then you will need to wait till it has been 24 months since you received your bonus on the Amex card.

It can be a little confusing. I recommend using the Card Genie on the Travel Freely app. It’ll only recommend cards for you that you are eligible for based on the cards you already have. 

 

Why I Like These Points:

 

1. Book 4 Nights and Get the 5th Night Free on Award Stays

I love this perk! Your points go much further when you get an extra night! I like to always book my award stays for five nights so I can take full advantage of that 5th free night.

 

2. Points Advance

Ok, another perk I absolutely love and wish everyone offered! Marriott doesn’t require you to have all your points in order to make a reservation. Waiting on points to be deposited into your account is kind of annoying, especially if you are worried about rooms selling out. With this perk, you can go ahead and make your reservation whenever you want, even if you don’t have the points! Just make sure you have earned all the points at least two weeks before your stay or else they may cancel your booking. Also, making a points advance just holds a room, it doesn’t lock in the price. To lock in the price you will need the points.

 

3. Free Cardmember Anniversary Night

Most of the Marriott Bonvoy Credit Cards come with a free night on your cardmember anniversary. Usually, you can get a hotel that costs much more than your annual fee! Even the Bonvoy Brilliant with its annual fee of $650 can be justified when you are able to use the free night (up to 85,000 points) at a luxury property where nights can go well over $1,000 a night!  

 

4. Lots of Hotel Options

There are 6,700 Marriott hotels across 130 countries. Their global footprint is huge!! Because of this, you should have no problem finding a way to use your points.

 

5. Chase and Amex Transfer Partner

You can transfer your Chase Ultimate Rewards and your Amex Membership Rewards into your Marriott account at a ratio of 1:1. I have to mention that you get much more value by transferring your Ultimate Rewards to Hyatt vs. Marriott. I wouldn’t transfer my Chase points into my Marriott account to pay for a whole vacation, but If you are short on points then it might be worth it. Especially if a transfer to top off your Marriott account will get you the necessary points to get a 5th night free! The same goes for Amex, your points will usually be more valuable transferring to airlines. 

 

 

How To Use Your Marriott Points

You can find a Marriott pretty much anywhere you want to go but here are a few examples of some great ways to use your Marriott points. Here’s some info on getting Marriott Hotels on the cheap! We’ve listed some of our favorite redemption stays below.

 

JW Marriott Phu Quoc Emerald Bay

 

Use Marriott Bonvoy points to Stay at Marriott Phu Quoc Emerald Bay Resort in Vietnam

My mom went to Vietnam just to stay at this resort and she loved it!



Marriott Wailea Beach Resort

 

Use Marriott Bonvoy points to stay at in a guest room with King bed at the Marriott Wailea Beach Resort in Maui

Mitch and I have been here two times and will be back!



St. Regis Bangkok

 

Earn points with Marriott Bonvoy Cards to stay in a Marriott St. Regis Bankgok hotel room

St. Regis hotels are known for luxury.



Springhill Suites at Anaheim Resort/Convention Center

 

Use points from the Marriott Bonvoy Cards to stay at the Marriott Springhill Suites Anaheim Resort/Convention Center hotel room.

A great option for staying near Disneyland.

 

Marriott Puerto Vallarta Resort and Spa

 

Marriott Puerto Vallarta Resort and Spa. View of the hotel, pool and beach.

I wouldn’t be upset to have to spend a long weekend here. ????

There are thousands of options when it comes to where to use your Marriott points, good luck narrowing it down. But that’s a great problem to have right?!

 

Bottom Line

We love Marriott Hotels and have stayed in them so many times. Adding a Marriott credit card to your wallet is a great idea for hotel stays. Do you have a Marriott card and if so, which one?

woman swimming in pool at kauai resort

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