Let’s check out the best limited-time credit card bonuses that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always good. Nothing is worse than finally being ready to pull the plug on an offer, and it’s […]

We talk more about the American Express Platinum and Gold cards, but a third American Express card earns Membership Rewards. And now’s the time to talk about it because there is an increase on the American Express Green Card welcome offer.   The welcome offer has increased from 40K to 60K Membership Rewards with 20% […]

IHG often has great signup bonuses on their cards, but they fall “under the radar” compared to the other hotel brands. They have long been my second favorite brand (after Hyatt, of course). We have many readers asking us about how we use our IHG points, so here goes! First of all, there are several […]

With the increased bonus on our favorite credit card for travel hacking, the Chase Sapphire Preferred, let’s go over some ideas about using 80K Chase Ultimate Rewards. Remember that you must complete the $4000 minimum spend so that you would earn at least 84K Ultimate Rewards.  This increased offer may not be around when you read […]

With the increased sign-up bonus on the Chase Sapphire Preferred card, we are getting a lot of inquiries on downgrading it in order to re-apply. Let’s go over the basics of how to downgrade a Chase card and when it makes sense to do so.   When It Makes Sense It makes sense to downgrade […]

I just took advantage of the Fine Hotel and Resorts offer that comes with the Platinum Card from American Express. In case you aren’t familiar with this great offer, it is basically that each year you can book a stay at a Fine Hotel and Resort with American Express, and you will get a $200 statement […]

It is no surprise that we love Chase Ultimate Rewards! We are always trying to get more of them so we can book a great Hyatt stay like our recent Hyatt Ziva Cancun stay. A great credit card that gives us Ultimate Rewards is the Chase Freedom Flex Credit Card. We love the Freedom Flex because […]

Chase Ultimate Rewards are our favorite points currency. We love the flexibility that these points offer. It is also pretty easy to earn a bunch of these points because many cards offer them. There are the Chase Ink Business cards, the Freedom cards, and the Sapphire cards. With the incredible increase in the Chase Ink […]

We wanted to share some Delta credit card updates with you. Firstly, and best of all, Delta offers have increased. To all of you waiting for that to happen, now is the time to pull the lever on an application. You do have some time if you are working on another card though, these offers […]

Are you meeting the minimum spend on a credit card right now? If not, you might need a new credit card! One of the hardest things is trying to figure out which card you should apply for next. Here are 7 easy steps to help you make that decision easier.   1. Are You Under […]

Even though we are all about applying for credit cards and grabbing those bonuses and rewards for free flights and hotels, we want to caution you about some mistakes you could make. Here are ten credit card mistakes we hope you never make!   1. Not Paying Off Your Credit Cards Monthly We absolutely love […]

It’s that time of year to review whether you’ve used all your credit card annual benefits. If not, get to it! Nothing is worse than realizing you left some benefits on the table that you could have used. Let’s review the major benefits of some of our most popular credit cards! It’s time to check […]

One of the things we hear a lot is people’s reluctance to pay an annual fee on a credit card. Obviously, we’d love there to be no annual fees or at least to have them all waived the first year. Sadly, that is not usually the case. The key to this post is a reminder […]

People always want to know about our top three credit card recommendations. We’ve talked about our favorite business card but let’s just talk personal cards today. Here you go!   Chase Sapphire Preferred It comes as no surprise to many of you that the Chase Sapphire Preferred card is our #1 favorite card. It is […]

Without a doubt, if you can get a business credit card, you will get more credit card points and miles for travel. When you first think about business credit cards, you may think that only thriving, “real” businesses can get a business credit card. Not so. The question, “can I get a business credit card?” […]

As you probably know, the Chase Ink Business Cash is our favorite business credit card. Let’s talk about our second favorite business card from Chase, the Chase Ink Business Unlimited. Right now, it offers an  signup bonus of 75,000 Ultimate Rewards after spending $6,000 in three months. The timing couldn’t be better for meeting a […]

The Southwest Airlines credit cards are some of my very favorites! I have gotten so much value out of the points I have earned on them. My favorite was probably taking my whole family to Maui. What makes these cards even better is that by opening a personal and business card, you can earn the Southwest […]

When it comes to  Chase Ink Business cards, many people are wishing they could get one again or wondering, “can I have both?” The answer is YES! Let’s go over how to get a business card again using our favorites, the Chase Ink Business cards, as an example. Chase Business Cards Chase has three business […]

    Have I told you how much I love Chase Ultimate Rewards? Well, if I haven’t, let me tell you. I love them soooooo soooo much! Sometimes almost more than dollars 😆. I kid, but I do really love them! But before I get into why I love them, let’s talk about what they […]

Myth: You must have an LLC and some employees to be eligible for a business card, including Chase Ink Business Cards. Fact: Any sort of side hustle/side income makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as a sole […]

Credit card application rules vary by bank. It is important to know the different rules to increase your odds of approval when you apply for a card and to help you decide which card to apply for next. This is one of those not “too exciting” posts that is important to look at when you […]