We are really excited about the Ink Business Preferred® Credit Card increased welcome offer! The minimum spend remains the same, but the welcome offer has increased by 20%! Now you’ll earn 120,000 Ultimate Rewards after spending $8,000 in the first three months. That means lots of nearly free travel for only a $95 annual fee. […]

Let’s check out some of the best credit card welcome offers that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always a good idea. Nothing is worse than finally being ready to pull the trigger on […]

One of the things we hear from many readers is their reluctance to pay an annual fee on a credit card. Obviously, it would be cool to have no annual fees or at least waive them all the first year. Sadly, that is not usually the case. This post is a reminder not to let […]

It is no surprise that we love Chase Ultimate Rewards! We are always trying to get more of them to book a great Hyatt stay like our recent Hyatt Ziva Cancun stay. A great credit card that gives us Ultimate Rewards is the Chase Freedom Flex Credit Card. We love the Freedom Flex because of […]

I just realized that I am not using all of my credit card benefits 😩 —and I’m supposed to be a pro at this.  There are some credit card benefits you might be missing out on, too. There are so many credit card benefits – here are the ones I use routinely: Annual night certificates […]

Just in! We have new American Express Hilton Credit Card Offers! I was just saying to Alex and Jess that the offers have been pretty slim lately. Someone must have been listening because AMEX upped their game today! Here’s what has changed:   Hilton Honors American Express Credit Card The American Express Hilton Honors Credit […]

Recently, Citibank rebranded the Citi Premier card (no longer open to new applicants) to the Citi Strata Premier Card. There were not a lot of changes to the card besides the design and a new name, increased earn rates at EV charging stations, and travel protections. We do love a flexible currency card, and all […]

The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are two of the most popular cards for people who use credit card points and miles. Both of these cards earn Ultimate Rewards, which we love!  These points are great because they are so flexible. You can use them at Chase Travel℠ (similar to Expedia) […]

Myth: You must have an LLC and employees to be eligible for a business card, including Chase Ink business cards. Fact: Any side hustle makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as a sole proprietor using your social […]

The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my American Express Bonvoy Brilliant Card because I […]

At first glance, The Business Platinum Card® from American Express seemxfbs out of reach for the average person due to the high annual fee of $695. Ouch, right? However, today, I will share my American Express Business Platinum Card review and why this card works for me (and might work for you, too).     […]

There isn’t a lot that excites us more than the addition of a brand-new credit card to earn more points and miles on! Welcome to the Wells Fargo Autograph Journey card. We always like it when there is a new card to apply for, and here are all the details about it.   Offer on […]

American Express Membership Rewards are one of the flexible currencies we use in the credit card points and miles game all the time. However, AMEX has changed some of the application rules for their cards. Let’s get clear on the American Express family language!   American Express Cards Earning Membership Rewards You used to be […]

We keep most of our hotel-branded credit cards year after year. This is because the benefits of the cards typically outweigh their annual fees (especially those hotel cards that come with an annual free night certificate). Some of our favorites are our Marriott annual free night certificates!  Marriott allows you to “top off” free night […]

Currently,  the American Express Bonvoy Business Card has a  welcome offer of five free nights (up to 50K points per night) after hitting the minimum spend. We must ask, “Are the Marriott five free nights offers a great deal?” It depends. Here are some things to consider.   Things to Keep in Mind Initially, these […]

Credit cards that offer points that can be redeemed for hotel stays are an important part of our points and miles journey.  Sometimes, we get a card and don’t want to pay the annual fee, but did you know that there are hotel credit cards worth keeping every year? I have several that I get […]

If you have any Chase cards or want to get some (which you should), it’s a good idea to be aware of some rules and other tidbits of information. Most notable is the Chase 5/24 rule. The Chase 5/24 rule is an unofficial rule that Chase will not approve you for any of their credit […]

With the benefits of credit card points and miles, it is possible to get a free lunch. Or dinner. Or breakfast. And not just in an airport lounge. Several credit cards have restaurant credits – I just realized that I am not using all of mine and thought that some of you may not be, […]

The American Express® Gold Card is one of our favorite credit cards. The annual fee of $250 is covered if you use the benefits it gives you. But what can you do with American Express Membership Rewards?  Let’s take a random amount like 75K and go over some ideas about what to do with them. Be sure […]

Once you are over the Chase 5/24, it is time to head off into the world of American Express Membership Rewards. I recently transferred American Express points to British Airways to travel to London. It was easy to transfer my points and then book a ticket. American Express offers several credit cards that earn Membership […]

We have discussed using the Chase Ink Business Cards to earn more of our favorite currency, Ultimate Rewards. One card that we’ve rarely talked about is the Ink Business Premier® Credit Card. Jess got it to help fund a future Disney Cruise. I hadn’t considered it a viable option (as it earns non-transferrable Ultimate Rewards […]