The Chase Sapphire Preferred is my personal favorite credit card and one that I will always have. I love the points I earn on this card (Chase Ultimate Rewards) because I can transfer them to a variety of hotel and airline partners. We have used these points for some amazing stays at Hyatt hotels (my favorite Chase transfer partner) like the Hyatt Ziva and Zilara in Cancun, Hyatt Residence Club in Maui, the Hotel Grand Victoria in Lake Como, Italy, and more. Besides hotel stays, I have also used these points to book flights on United Airlines, Emirates, Iberia, and have also booked in the Chase Ultimate Rewards travel portal a few times. I love that there are so many ways I can use these points!
This is the card we recommend the most for people. One reason is the great, easy-to-use transfer partners. Another reason we recommend that this be one of the first cards people get is because of the Chase 5/24 rule. This is an unwritten rule where Chase will not approve you for any of their cards if you have opened 5 or more cards from any bank within a 24 month period.
Nothing increases your bonus/points balance quicker than welcome offers. The Chase Sapphire Preferred has a limited-time bonus of 80,000 Ultimate Rewards after a $4,000 minimum spend in 3 months. This is up from its usual 60,000 point offer! After meeting the minimum spend we recommend that you refer your spouse or partner to their own card. Then you can combine your points together into one account.
Learn How to Apply: Click here
Chase Ultimate Rewards are transferable points, which means you can transfer your points directly to your loyalty account with any of the partners below:
Your points transfer to any of these partners at a 1:1 ratio and all transfers except for Marriott and Singapore Airlines should happen instantaneously. (Marriott is usually 39 hours and Singapore is usually the same day but can take up to 2). One thing to note is transfers are one-way only so make sure you find availability before you transfer your points.
The Chase Sapphire Preferred has some nice benefits that come with it that definitely take the sting out of the $95 annual fee.
It is important to remember that you need to use your card to pay for at least the taxes on an award flight to have these items covered. I got a check in the mail to pay for a stroller the airline had damaged after submitting a claim because I had paid the taxes on my award flight with my Chase Sapphire Preferred.
We both love the Chase Sapphire Preferred and have gotten so much great travel out of having this card. It is a great option because of the great transfer partners available and the nice card benefits. We recommend that this be one of your first cards, not just because it’s a great card, but also because of the Chase 5/24 rule.