Review of Chase Business Ink Unlimited


As you probably know, the Chase Ink Business Cash is our favorite business credit card. Let’s talk about our second favorite business card from Chase, the Chase Ink Business Unlimited. Right now, it offers an  signup bonus of 75,000 Ultimate Rewards after spending $6,000 in three months.

The timing couldn’t be better for meeting a higher minimum spend as the holidays are quickly approaching. And tax season -ugh!


As we say, every credit card is worth applying for that first year that you get a signup bonus. Here are some other reasons that we find this card worthwhile applying for:

  • $0 annual fee – that makes it a card worth getting and keeping (until you want to get that SUB in 24 months again)
  • Great transfer partners
  • Combinable with your other cards that earn Ultimate Rewards
  • Earns 1.5 points per $1 spend on everything
  • Doesn’t count toward your 5/24


You can use only 12,000 points/night to book the Hyatt Regency Etoile in Paris with this breakfast view!

Points to Remember

Many people are getting automatic approvals for business cards. That is also surprising as, usually, Chase asks for additional information like proof of address or EIN verification when you apply for a business card.

Many of our readers have been approved with very small business earning projections, like $100 – $200 for a year. That is surprising and wonderful to hear – Chase must want to approve these cards for more people.

Another piece of feedback that we are getting is that they are getting lower credit limits. If this happens to you, don’t despair. Just pay it off every week or so until you get that minimum spend met.

75k Ultimate Rewards will go a long way toward hotels or flights. This is a great addition to your points/miles stockpile. Don’t forget that it is easy to apply for a business card – almost everyone has a side gig or side hustle. If not, it’s time to get one.


Bottom Line

Don’t forget that the Chase Business Ink Unlimited is another business card out there offering a great sign-up bonus. Personally, I plan to get all three of the Chase business cards for myself and my husband, as I use Ultimate Rewards all the time! What are your thoughts?

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