Earn More Ultimate Rewards With The Chase Ink Business Cards

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One of the best ways to get more points when you are close to going over Chase 5/24 is to get business credit cards. Most business accounts don’t count towards your 5/24 count. When I’m getting close to hitting that five card limit, but still want to earn more points, I’ll start getting some business cards. Now, if you don’t think you have a business, stick with me. The term business is used pretty loosely, even a simple side gig can qualify you for a business card. Think dog walking, nannying, network marketing, eBay sales etc. When is comes to business cards, some of our very favorite are the Chase Ink Business credit cards. They earn my favorite type of point, Chase Ultimate Rewards. Getting one, or a few of these cards, is a great way to build up your stash of Ultimate Rewards.

 

Chase Ink Business Unlimited Card

This Chase Ink Business Unlimited Card is a cashback card where you will earn $750 after spending $7,500 on it. However, this cashback is given to you in the form of 75,000 Ultimate Rewards. You could cash those out for $750 but if you have either the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Ink Business Preferred you can use them as travel points. To do that just move the points into one of those accounts.

Signup bonus: 75,000 Ultimate Rewards or $750 after spending $7,500 within three months.
Annual Fee: $0
Category spend bonuses: Earn 1.5% back on everything.
What you can do with the bonus: Move those points into your Chase Sapphire Preferred, Reserve, or Ink Business Preferred accounts. Once there you can transfer them to one of Chase’s airline or hotel partners or book in the travel portal.
How we used the points: We recently used Ultimate Rewards for an amazing trip to Maui. These points contributed to what we used for our hotel at the Hyatt Residence Club in Maui.

 

Hyatt Residence Club Maui

You can stay at the Hyatt Residence Club in Maui with Hyatt points.

 

Chase Ink Business Cash Credit Card

This is my favorite Chase Ink business card. I like it because it offers 5 points per $1 spent at office supply stores. Now you may be thinking, office supply stores? But, one thing office supply stores sell is gift cards, and they sell them to just about everywhere! I can take my Chase Ink Business Cash credit card to Staples, purchase a Lowe’s gift card, and then go to Lowe’s and purchase my new fridge (which I actually did!). I also like to purchase Visa give cards when they are waiving activation fees, then I use those gift cards at places where I normally would only earn 1 point per dollar spent. Earning 5 points per dollar on your purchases instead of just 1 point with another card is a great! Another thing I love about this card, no annual fee!

This is a cashback card but it is given to you in the form of 75,000 Ultimate Rewards. You could cash those out for $750 but if you have either the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Ink Business Preferred you can use them as travel points. To do that just move the points into one of those accounts.

Signup bonus: 75,000 Ultimate Rewards points after spending $7,500 within three months
Annual Fee: $0
Category spend bonuses: Earn 5 points per $1 spent at office supply stores, internet, cable, and phone services. Earn 2 points per $1 spent on restaurants and gas stations and 1 point per $1 spent on all other purchases.
What you can get with the bonus: 75,000 Ultimate Rewards could get you 10+ nights at many Hyatt Places, a business class flight to Europe, 3+ roundtrip flights on Southwest or United, 3 nights at an all-inclusive resort in Mexico, and more.
How we used the points: We recently used Ultimate Rewards for an amazing trip to Maui.

 

Chase Ink Business Preferred

This card is great if you have a lot of expenses as it does have a high minimum spend. The Chase Ink Business Preferred is a travel rewards card. It is the business version of the Chase Sapphire Preferred.

Signup bonus: 100,000 Ultimate Rewards points after spending $15,000 within three months.
Annual Fee: $95
Category spend bonuses: Earn 3 points per $1 spent on travel, shipping purchases, Internet, cable, and phone services, and on advertising purchases made with social media sites and search engines. Earn 1 point on all else.
What you can get with the bonus: Check out this post for many ways you can use 100,000 Ultimate Rewards.
How we used the points: We’ve used Ultimate Rewards for a business class flight to Greece with miles to spare.

 

White buildings with blue shutters

We can help you book a trip to Greece!

 

Bottom Line

Ultimate Rewards are my  favorite type of points. Being able to get more of them is something we are always striving for. Don’t forget about Chase Ink Business credit cards when looking for more points, especially if you don’t want to go over that dreaded 5/24.

Beach and sand

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