Hi, I’m Samantha from almostfreetraveling.com, an expert on travel hacking to Disneyland using points and miles. Today we’re looking at four different ways to use credit card bonuses to purchase Disney park tickets on points.
Let’s start with our favorite, most lucrative way- At the time of writing, Citi offers 80,000 Citi Thankyou Rewards Points as a welcome offer for opening the Citi Premier card. With a minimum spend of $4,000 in the first 3 months of account opening and a $95 annual fee, you’ll essentially earn $800 towards Disney park tickets.
In 2019, we paid for Disneyland tickets, hotel, and airfare using points and miles. To buy the park tickets, my spouse and I each opened a Citi Premier card (one at a time) and put all our regular spending on the open card (groceries, gas, etc.), paying it off every month. We then used our combined points to buy five, three-day one-park-per-day Disneyland tickets. To purchase the Disneyland tickets on points, we called Capital One Travel, since I purchased tickets in 2019 things have gotten easier! Now, if you have the Citi Premier you can cash out your points. Your 80,000 point bonus would get you $800 in Disney park tickets!
There are two cards from Capital One that can help you purchase Disney park tickets on points.
Capital One Venture offers a standard bonus of 60,000 bonus miles as a welcome offer for opening the Capital One Venture card. With a minimum spend of $3,000 in the first 3 months of account opening and a $95 annual fee, you’ll essentially earn $600 towards Disney park tickets.
The Capital One Venture X card offers a welcome bonus of 75,000 miles after spending $4,000 in 3 months. This card has an annual fee of $395 but also includes a credit of $300 towards travel booked through Capital One Travel. This card would earn you $750 towards Disney park tickets. Plus, you could use that $300 credit towards flights.
With these Capital One cards, miles may be redeemed for travel purchases made on the card. To purchase Disney park tickets on points with this card, there is one trick and one trick only: you must purchase the tickets from a third-party site. Purchasing tickets directly from Disney does not code as travel on the Venture cards, so purchase the tickets from a third-party site like Getaway today (Getaway offers refundable, lower-costing tickets anyway, so it’s a win all around). Then, just log into your account and apply your miles to get a statement credit on your purchase.
Here’s another way to pay for Disney park tickets on points:
Bank of America Premium Rewards is even more flexible than Capital One Venture because they can be used as a statement credit for any charge on your monthly statement.
Bank of America offers 50,000 bonus points as a welcome offer for opening the Bank of America Premium Rewards card. With a minimum spend of $3,000 in the first 3 months of account opening and a $95 annual fee, you’ll essentially earn $500 toward Disney park tickets.
Last but not least, here’s a Disney hack using our favorite travel card:
At this time, Chase Ultimate Rewards cannot be used to purchase Disney park tickets on points; however, the annual $300 travel credit–coded as travel when you purchase Disney park tickets from a third-party site like Getaway today–applies to Disney park tickets.
Chase offers 50,000 points as a welcome offer for opening the Chase Sapphire Reserve card. With a minimum spend of $4,000 in the first 3 months of account opening and a $550 annual fee, you’ll essentially earn $300 towards Disney parks tickets. Those 50,000 points are worth $750 in the Chase Ultimate Rewards travel portal and while these can’t be used to purchase Disney park tickets, you could use them to book airfare or a hotel near Disney. You can also use those 50,000 by transferring to an airline like United, Southwest, or booking a Hyatt hotel.
Let’s talk about that $550 annual fee: our family has one Chase Sapphire Reserve card, because of extra perks like the travel credit and insurance, Priority Pass, Doordash, and Global Entry renewal credits. Not everyone will benefit enough from the card to justify the annual fee, but frequent travelers might.
However you earn the points to get to a Disney park, it’s always a more magical experience when you hack your way there using credit card points!
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