Booking an Airbnb with Points and Miles

Booking an Airbnb with points and miles – is it possible? Many of our readers want to know so today we will be talking all about it! There are definitely times I prefer to stay at an Airbnb, VRBO, or another vacation rental. When you are traveling in a larger group and all want to be together, a hotel may not work. When my daughters and I travel together there are five of us and it is cheaper and more fun to all be together so an Airbnb just works better for us. Another time you may want an Airbnb is if you prefer to cook and eat healthier. Staying in a Airbnb can sometimes also give you a feel for the local life. So what cards can earn us points to stay in vacation rentals? Let’s get into it.

Note: These were the credit card offers at the time of publishing this post but they are subject to change. 

Capital One Credit Cards

First and foremost, the Capital One Venture X Credit Card is the top way to book an Airbnb. You can find some Airbnbs in the travel portal where you could use your $300 travel credit. And if that wasn’t enough, you will have 88,000 Venture miles (worth $880) after you meet the minimum spend requirement, which you can use as a statement credit for your Airbnb- just make sure you charge the payment for the vacation rental on this card.

The Capital One Venture Card is another way to book an Airbnb. You get 60,000 Venture miles as a welcome offer with this card after spending $3,000 in 3 months. Since you get 2 miles per $1 spent, you will have 66,000 miles (worth $660) to use on an Airbnb. Again, purchase with the card and then claim as a statement credit when it posts.


White room with blue shutters

Our cute Airbnb in Santorini, Greece.


Credit Card Travel Portal

You can use your points through the different travel portals like Chase, Citi, American Express, and Capital One to book vacation rentals. We generally prefer to just pay for our vacation rentals with credit cards and earn more points because we can usually get more value with our points on flights and hotels. Paying through a portal for a vacation rental is certainly possible but you won’t find the amount or variety of Airbnbs in the portals. You will only find those individual properties that have decided to allow bookings on the portals.

Screenshot of Orlando Airbnb lodging

This Airbnb was found on the Capital One travel portal.


Using a Credit Card Travel Credit

The Chase Sapphire Reserve comes with a $300 travel credit and you should be able to use that credit for your Airbnb stay. This is a yearly credit that should help you pay for your vacation rentals.


Paying with a Gift Card

If you have a credit card that earns more points back at a place that sells Airbnb gift cards that can be nice way to earn some extra points. For example, we love to use our Chase Ink Business Cash credit cards to buy gift cards. We get 5% back on them so can effectively save 5% on our Airbnb if we pay for the entire stay at booking using a gift card. You can not do this if you go back to pay a balance though. This will only work at the time of booking.


Bottom Line

Some people don’t like to stay in a hotel and just prefer a vacation rental. Booking an Airbnb with points and miles can be done with these methods. There is no real wrong way to use your points and miles. You be you. Remember that free is free and it’s always a wonderful thing! Do you prefer a vacation rental or a hotel?


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