Hacking Tips

White speedboat in front of an island

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One of the best cards out there is not available to apply to anymore. The Ritz-Carlton card is one of my favorite cards that I keep and have no plans to get rid of. You may not be able to apply for it anymore but you can get it through a product change. These are […]

Credit cards and $50 in wallet

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One of the questions that beginner travel hackers ask the most is, “When is the best time to get a new credit card?” I really wish I had a magic ball that could foresee when a bonus is going to go higher so I could answer that question. Recently, I finally got under Chase 5/24. […]

Business Seat on airplane

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Travel hacking has opened the world of lay-flat business class seats for me. Before I started this hobby, I had only flown in business class once. On impulse,  I upgraded to business for about $800 to snag a same-day ticket when I was flying home from London. It was AMAZING!  Obviously, you will use more […]

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Can you get free breakfasts with credit cards? Absolutely, and not just at a hotel but also prior to an early morning flight! Let’s go over the credit cards that will make this happen!     Hilton Aspire Credit Card The American Express Hilton Aspire Credit Card comes with Diamond Elite status. That means you’re […]

Large hotel near sand and water

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Recently, I wrote a post entitled, “It’s Not Always About Luxury” so that you could see how points and miles can be used for little family trips, sports events, emergencies, etc. We don’t want anyone to think that this game of points and miles is only about luxury but sometimes, it IS all about luxury! […]

Rocky point jutting into blue water with beach

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One of the frequent questions we get asked is, “Should I use miles/points or cash to book a trip?” Obviously, this depends a lot on your individual circumstances and what you want to do with your points. Ask yourself some of the following questions: Can I afford to pay for the flight and just get […]

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Have you ever returned from an international trip to be met with a huge customs line? Ugh, that used to be the worst for me! But then I got Global Entry. I can now breeze through customs no matter what U.S. city I land in. Once, on returning from Turks and Caicos, our first U.S. city […]

Woman sitting on ledge of red rocks

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When booking award travel, it’s not always about luxury. You will see THM (Travel Hacking Mom) book a lot of luxury travel. We like luxury hotels and business class seats of course and spend a fair share of our time with luxury travel. We have been doing this for about 5 years and continually are […]

planes at sunset

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Nearly free flights and hotel nights aren’t the only reason to get some travel reward credit cards. In addition to credit card points and miles, you can also enjoy some nice perks from your credit cards that will make your travels less stressful, more enjoyable, and save you more money. Let’s go over 5 credit […]

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We love apps to help keep us organized with our points and miles. Travel Freely is our #1 favorite free app and it keeps us on track with our 5/24 status, when annual fees are due, and if we are meeting our sign-up bonuses. We also love Award Wallet to keep track of our point […]

Hyatt Regency Huntington Beach

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Hyatt Globalist is Hyatt’s highest elite status and one that offers great benefits. Having a family member or friend with Globalist status can be a bonus due to the Hyatt Guest of Honor Booking. These guest of honor bookings can be made by someone with Globalist status on your behalf and you can then enjoy […]

Hyatt regency Maui couple

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Every year Hyatt seems to have an offer for a fast track to Hyatt Globalist Status. It might be corporate-sponsored like Jess just completed or a public announcement, or you can call and ask for a fast-track challenge like I did. This is how it works. Enroll in the program Stay at a Hyatt and […]

man relaxing with headphones on in airplane seat

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  When I travel, I look forward to the journey to get there almost as much as the destination itself. Well, maybe not THAT much but I do enjoy it. When you travel with points and miles and fly business class and use airport lounges, the journey can be part of the whole experience that […]

capital one venture x at yankee pier sfo

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One of the perks of come credit cards is Priority Pass Lounge Access. There are 1300 Priority Pass lounges around the world and I have accessed several of them. What I really love is when you can use it at one of the Priority Pass restaurants. Using Priority Pass at an airport restaurant can get […]

blue water and sand

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Generally, I make a point of ignoring credit card spend categories. Say what? Isn’t that a huge thing to take into consideration when you choose a card? Don’t you want to always be using the very best card to give you the most earnings in each category? Groceries, gas, dining, etc? There are two reasons […]

Bali, Indonesia Beach

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Travel Hacking has its rewards when you follow the Ten Commandments of Travel Hacking.  Follow these rules and you will rack up more points and be able to travel more often!   1.  Pay Off Credit Cards Monthly Travel is not free if you are paying interest.  Not paying off your credit cards monthly or […]

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One strategy for earning points/miles that I’ve long thought about is earning Chase Ultimate Rewards as an endgame. In other words, I think that concentrating on Ultimate Rewards as a beginner travel hacker makes a lot of sense. They are by far my favorite points and I am constantly trying to earn more of them. […]

airplane on tarmac

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You’ve worked hard to create that stockpile of credit card points and now you are wondering, “When do my credit card points expire?” Let’s go over that!   Transferable Credit Card Points These include the following credit card points: Chase Ultimate Rewards American Express Membership Rewards Citi ThankYou Rewards Capital One Venture Miles   Chase […]

Sand against turquoise water

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We often get questions about whether or not someone who doesn’t spend much can travel hack. Can low spenders travel hack? Absolutely! Ideally, you want to be spending about $1,000 a month on items you can put on a credit card to meet your minimum spend.  Be sure and think of all the ways you […]

france unsplash

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You’ve researched several credit cards and spent more time than you should be deciding on which card to apply for next. You fill out the application, hit submit, and wait with bated breath. (It’s kind of a thrill, right?) And suddenly, something that has never happened before happens. You get denied. It’s almost a personal […]

Waterfall that flows in blue water

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Our question of the week is, “How do I erase my Capital One purchases?” Capital One Venture miles can primarily be used in three different ways: Capital One Travel Portal Transfer Partners To “erase” travel purchases” Let’s go over #3 today. First, you need to sign in to your Capital One account. This is the button […]

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