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    Ritz Carlton pool and grounds in Maui

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    The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my American Express Bonvoy Brilliant Card because I […]

    Sand and Turquoise Ocean

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    You’ve filled out the credit card application and your breath is held now – will they approve you? It doesn’t matter how many cards I’ve applied for, I still love/hate the anticipation of finding out if I am instantly approved! Here are some things you can do to increase your odds of a credit card […]

    3 girls with Parthenon in backgroud

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    Thanks to credit card points and miles we’ve been able to travel the world for pennies on the dollar. It has been life-changing! In this beginner’s guide, we’re going to go over all the basics you need to know so you can start working towards a nearly-free vacation!   In a Nutshell When you sign […]

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    Editorial Note: The editorial content on this site is not provided by credit card issuer. All opinions, reviews, and recommendations are expressed by the author, not the credit card issuer.