Recently, we posted about how the Citi Premier currently has an all-time high bonus of 80,000 points and shared how you could use those 80,000 points. Today we’re going to share more things we like about this card, and some more ways you can use the points. Signing up for a credit card when it is at a higher than standard bonus is alway a good idea. But sometimes we know that you aren’t sure if it will work in your situation. Here are some reasons that we think it is a great card to have in your wallet.
The annual of $95 is fairly low for most credit cards and the 80K worth of Citi ThankYou Points is worth at least $800 for travel. I don’t know about you, but if someone offered me $800 worth of travel for $95, I’d take them up on it. Again and again.
This card earns 3x per dollar on areas we often spend the most. It makes it an easy card to use for daily expenses. These categories include:
Wow! That covers just about most of our daily expenses, right? Honestly, I think this card has the best spending categories out there.
If you are willing to pay a small fee, you can use a service called Plastiq to pay your mortgage with this card and earn more points. This works because this card is a Mastercard. Visa and American Express don’t currently allow mortgage payments through this service. This could make it easier for you to meet the minimum spend. However, I would have to run calculations about the feasibility of this long term. Are the points worth the service fee which is a little under 3%?
I have long overlooked this benefit on the Citi Premier card because I didn’t know how it worked. (Shameful, huh?) If you have been wanting an anniversary night at a decadent, luxurious hotel then this could help. You have to use it on a room that costs over $500 before taxes and fees though. You book it through the Citi ThankYou site. Once you log in to the hotel booking area, a window will ask if you want to use the $100 hotel credit. Just use your card to book the room, making sure you see that credit deducted and you are good to go!
If Disneyland or Disney World is your happiest place on earth, Citi ThankYou Points can make that happen. Wyndham and Choice Hotels are transfer partners and both Anaheim and Orlando have several hotel options in both cities.
With family suites that sleep up to 7 people and a 30K/night Choice Points redemption, this one card could get you five great nights on your Disneyland trip. Remember that Citi ThankYou Points transfer 1:2 to Choice points so you could book this for 15K Citi ThankYou points!
Another option is to use your points to purchase Disney park tickets. You can check out this post to see how to do that. Your 80,000 points would save you $800 on your park tickets.
One of our very favorite destinations is Greece. We would go there over and over again! This card could help you get there with a roundtrip ticket in economy class or a one-way ticket in business class. Really, when you factor in that you’ll be getting 3x the points in some areas, you could have enough points to fly round-trip in business class once you meet your minimum spend. Turkish Airlines is a transfer partner with Citi ThankYou points and is one of our favorite airlines.
One of the reasons to sign up for the Citi Premier 80K Offer is the ability to fly to Europe with low fuel surcharges. Avianca is a transfer partner and I have used Avianca LifeMiles many times. Recently, I booked a business class one-way ticket to Croatia for 63K miles while my daughters booked the same flight for 77K United miles.
Here is an economy flight to Paris that is significantly lower than the same flight I could book on United. On United, I would pay 30K each way in economy class but here, on Avianca, I can fly the same flight for 23.5K.
One of the places on my bucket list is Singapore. I planned a trip there on the way to the Maldives but we had to cancel it because of COVID. My husband just got the Citi Premier card and that 80K bonus will be enough for me to fly there and it’s on Singapore Airlines which is supposed to be amazing, even in economy class.
In case you aren’t sure if the Citi Premier Credit card is for you, we’ve offered you some more reasons why you may want to get it while it has this 80K point bonus. There are many other ways to use the points and we’ll be showing you tomorrow how to use it for a Vacasa Vacation Rental. Stay tuned.
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