Pam
It’s that time of year to review whether you’ve used all your credit card annual benefits. If not, get to it! Nothing is worse than realizing you left some benefits on the table that you could have used. Let’s review the major benefits of some of our most popular credit cards! It’s time to check that list!
This card has a hefty $695 annual fee, so I want to ensure that I get every benefit out of it. Here are the annual benefits on my American Express Platinum card and how I have used them.
Just these four annual benefits almost pay for my annual fee. I also use many of the other benefits on my American Express Platinum Card to make it worth paying a higher annual fee.
I keep getting offers for the American Express Platinum Business Card, which has enabled me to earn a lot of American Express Membership Rewards. With an annual fee of $695, I need to make sure I take advantage of these annual benefits:
The Hilton Aspire Credit Card comes with several credits. These include an anniversary free night certificate. It also includes up to a $400 annual Hilton Resort statement credit ( $200 semi-annually). and a $200 annual flight statement credit (up to $50 quarterly). Do you have any of these credits you still need to use?
This card is no longer available to apply for, but I’ve had it for years. It is possible to product change to it if you’d like. It comes with a $300 airline incidental credit. I use that to upgrade an economy class seat to first every year.
The Chase Sapphire Reserve card comes with a $300 annual travel credit. Have you used yours yet? I have the Chase Sapphire Preferred card, so I don’t have this credit. If you do, you can use that credit for almost any travel purchase, including flights, hotels, car rentals, parking, etc., so it is simple to use. This isn’t a calendar year credit (unless you applied before 2017) but a yearly credit based on your application date.
Annual benefit credits reduce our annual fees but only if we take advantage of them. It’s that time to review our credit card annual benefits and use them before they expire.
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