Credit Card Guides

Turquoise water and white sand

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Do you have a favorite point and miles currency? I do. It wasn’t always my favorite but, as I have continued in my points and miles journey, I have found that I am always wanting more Ultimate Rewards. Let’s look at some ways we can accumulate more Ultimate Rewards.   How to Accumulate Ultimate Rewards […]

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My favorite way to use my Chase Ultimate Rewards is to transfer them to Hyatt. You might be wondering why and this post is your answer. Hyatt award stays offer oversized value. Of all the possible chains you can book with points, you get the most value from Hyatt. I will be showing you multiple […]

Chase Sapphire Preferred

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I keep my Chase Sapphire Preferred card year after year. Why?, is a question you might ask. It has a $95 annual fee and I’ve already used the signup bonus so why keep it? Here are 5 reasons it will remain in my pocket.       Ability to Use Transfer Partners and Travel Portal […]

Beach pic with palm trees

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Recently, I’ve had discussions with a couple of people and realized after talking to them that they are totally NOT taking advantage of their credit card benefits. One friend lives in Salt Lake City and flies Delta a lot. Delta has an amazing Delta SkyClub Lounge. She has the AMEX Platinum Card and has not […]

Hyatt Place Waikiki Beach

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The Chase Sapphire Preferred Credit Card is our favorite card for beginners. It also comes with a $95 annual fee which isn’t bad. One of the benefits you get with this card is an annual $50 hotel credit which brings the annual fee down to $45. But how do you use the Chase Sapphire Hotel […]

Capital One Lounge Lobby DFW

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Have you ever considered flying to a destination but not leaving the airport? Neither had I until the Capital One Lounge opened at DFW. I’d seen the photos and videos online–food, cocktails, showers, Peloton bikes. I needed to go! And I’d have free access with my Capital One Venture X card. I decided to try a […]

man cutting up a credit card

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Maybe you’ve had a card for a while and you don’t ever use it, or you used to use this credit card but now you don’t feel the annual fee is worth it. Maybe you signed up for a credit card just for the signup bonus and never had the intention of keeping it beyond […]

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One type of credit card that we never cancel is most of our hotel-branded hotel cards. This is because we get more value from them than the annual fee we pay. With the exception of the Hilton credit cards (other than the Aspire), they each give us a free night certificate every year after we […]

High rise Marriott Hotel

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We have good news for you! The Chase Marriott Bonvoy Boundless Credit Card has a new high signup bonus of 5 Free Nights (each night valued at up to 50,000 points)!  These do need to be used within the first year that you get them. To book with them, you. book one night at a […]

Turquoise water white sand and palm trees

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I’ve had the American Express Bonvoy Brilliant Card for a few years now. I also don’t plan to get rid of it because, despite the hefty $450 annual fee, the benefits work for me. You can read more about why I keep it here. Well, starting 9/22/22, there is a change to the American Express […]

Woman holding credit cards

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Recently I realized that there are some credit card myths that people hang on to.  I was talking to a friend about travel. He was looking for a plane ticket for an upcoming vacation and I asked him if he used credit card points and miles? His reply was that he didn’t want his credit […]

Narrow sandy beach with water on both sides

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What’s in your wallet? If it’s the Capital One Venture X Card, you just got more airport lounge access. You all know that I am the queen of hitting up a nice lounge to elevate my flying experiences, so the fact that Capital One adds more airport lounge access is welcome news. However, I have […]

woman holding a cell phone and working at her desk

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    There are a lot of great personal credit cards out there to help you travel for free but if you add business cards to your stash you open up even more opportunities! I love business cards because the majority don’t go towards your Chase 5/24 count (Chase’s rule where they won’t approve your […]

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One of our favorite ways to get more credit card points and miles is through the use of business credit cards. You may think that this doesn’t apply to you, but you would be surprised at how many people (including us before we started teaching points and miles) have received business credit cards with just […]

united planes at gate

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For years, United Airlines was the only airline I flew consistently. We lived in Northern California and our tiny airport was only serviced by UA. Every time I flew it was United to San Francisco to get a connecting flight. My first experience with using credit card points and miles were getting an old United […]

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The Chase Sapphire Preferred is my personal favorite credit card and one that I will always have. I love the points I earn on this card (Chase Ultimate Rewards) because I can transfer them to a variety of hotel and airline partners. We have used these points for some amazing stays at Hyatt hotels (my […]

Kimpton Hotel Room

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It’s no secret that I am a fan of my IHG credit card. It has given me great value internationally in Dubai and Vietnam. In both of those places, I got suite upgrades! I also have used it to stay at beautiful Kimpton hotels in the USA. It makes a great card for families, too, […]

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Can you believe the costs of gas? If we have to pay a lot to use our cars, let’s at least get rewarded for it! Here are the best credit cards to use when paying for gas! Citi Premier Card The Citi Premier Credit Card is a transferable points card that earns ThankYou points. We […]

Island set in middle of turquoise water

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After watching Alex’s incredible trip to the Maldives, the number one question we keep getting asked is, “Which are the best cards for flights to the Maldives?” Let’s go over them! Note: credit card offers were correct at the time of publishing this post but may have changed. Credit card points/miles offers fluctuate.   American […]

Overwater bungalow near white sand and turquoise water

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We get a lot of comments from new travel hackers that they don’t want to pay a high annual fee for their credit cards. It’s important to understand that it is ALWAYS worth paying an annual fee the first year when you are getting the high welcome offer. It’s kind of like paying a discount […]

brown sand and blue water

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We love the bonus offers we get with all credit cards. There are so many different types of points though – airline, hotel, and, my personal favorite, transferable points. The most flexible credit card points are transferable points. There are several types of transferable points including: Chase Ultimate Rewards American Express Membership Rewards Citi ThankYou Points […]

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