We wanted to share some Delta credit card updates with you. Firstly, and best of all, Delta offers have increased. To all of you waiting for that to happen, now is the time to pull the lever on an application. You do have some time if you are working on another card though, these offers […]

Are you meeting the minimum spend on a credit card right now? If not, you might need a new credit card! One of the hardest things is trying to figure out which card you should apply for next. Here are 7 easy steps to help you make that decision easier.   1. Are You Under […]

Even though we are all about applying for credit cards and grabbing those bonuses and rewards for free flights and hotels, we want to caution you about some mistakes you could make. Here are ten credit card mistakes we hope you never make!   1. Not Paying Off Your Credit Cards Monthly We absolutely love […]

It’s that time of year to review whether you’ve used all your credit card annual benefits. If not, get to it! Nothing is worse than realizing you left some benefits on the table that you could have used. Let’s review the major benefits of some of our most popular credit cards! It’s time to check […]

One of the things we hear a lot is people’s reluctance to pay an annual fee on a credit card. Obviously, we’d love there to be no annual fees or at least to have them all waived the first year. Sadly, that is not usually the case. The key to this post is a reminder […]

People always want to know about our top three credit card recommendations. We’ve talked about our favorite business card but let’s just talk personal cards today. Here you go!   Chase Sapphire Preferred It comes as no surprise to many of you that the Chase Sapphire Preferred card is our #1 favorite card. It is […]

As you probably know, the Chase Ink Business Cash is our favorite business credit card. Let’s talk about our second favorite business card from Chase, the Chase Ink Business Unlimited. Right now, it offers an  signup bonus of 75,000 Ultimate Rewards after spending $6,000 in three months. The timing couldn’t be better for meeting a […]

The Southwest Airlines credit cards are some of my very favorites! I have gotten so much value out of the points I have earned on them. My favorite was probably taking my whole family to Maui. What makes these cards even better is that by opening a personal and business card, you can earn the Southwest […]

When it comes to  Chase Ink Business cards, many people are wishing they could get one again or wondering, “can I have both?” The answer is YES! Let’s go over how to get a business card again using our favorites, the Chase Ink Business cards, as an example. Chase Business Cards Chase has three business […]

    Have I told you how much I love Chase Ultimate Rewards? Well, if I haven’t, let me tell you. I love them soooooo soooo much! Sometimes almost more than dollars 😆. I kid, but I do really love them! But before I get into why I love them, let’s talk about what they […]

Myth: You must have an LLC and some employees to be eligible for a business card, including Chase Ink Business Cards. Fact: Any sort of side hustle/side income makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as a sole […]

Credit card application rules vary by bank. It is important to know the different rules to increase your odds of approval when you apply for a card and to help you decide which card to apply for next. This is one of those not “too exciting” posts that is important to look at when you […]

The Southwest Companion Pass is one of the best deals in the points and miles world. Either I or my husband have had the Southwest Companion Pass off and on for the last 5 years. When you earn the pass you get to fly someone with you for free (minus taxes and fees starting at […]

The Chase Sapphire Preferred and the Chase Sapphire Reserve are two of the most popular cards for travel hackers. Both of these cards earn Ultimate Rewards, which we love!  These points are great because they are so flexible. You can use them in the Chase Travel Portal (similar to Expedia) and book just about any […]

One of the best cards out there is not available to apply to anymore. The Ritz-Carlton card is one of my favorite cards that I keep and have no plans to get rid of. You may not be able to apply for it anymore but you can get it through a product change. These are […]

  How often do you hear us recommend someone get the Chase Sapphire Preferred card? I’m sure most of our readers know what card we always recommend to every beginner travel hacker by now. It is our very favorite beginner card. This Chase Sapphire Preferred review will tell you why we love it so much!   Signup […]

We love our credit cards for the points/miles we earn for free to nearly free travel. We also enjoy all the benefits each card offers us that make the annual fee worth paying year after year. Did you know that some credit cards come with cell phone protection? Let’s go over these as the cost […]

Do you have a favorite point and miles currency? I do. It wasn’t always my favorite but, as I have continued in my points and miles journey, I have found that I am always wanting more Ultimate Rewards. Let’s look at some ways we can accumulate more Ultimate Rewards.   How to Accumulate Ultimate Rewards […]

My favorite way to use my Chase Ultimate Rewards is to transfer them to Hyatt. You might be wondering why and this post is your answer. Hyatt award stays offer oversized value. Of all the possible chains you can book with points, you get the most value from Hyatt. I will be showing you multiple […]

I keep my Chase Sapphire Preferred card year after year. Why?, is a question you might ask. It has a $95 annual fee and I’ve already used the signup bonus so why keep it? Here are 5 reasons it will remain in my pocket.       Ability to Use Transfer Partners and Travel Portal […]

Recently, I’ve had discussions with a couple of people and realized after talking to them that they are totally NOT taking advantage of their credit card benefits. One friend lives in Salt Lake City and flies Delta a lot. Delta has an amazing Delta SkyClub Lounge. She has the AMEX Platinum Card and has not […]