Here is our review of the card_name, the card we recommend over and over to beginners just starting out with credit card points and miles. It is also a card that we’ll always have in our wallets. We recommend that this be one of the first cards people apply for because of the Chase 5/24 […]

Do you have a favorite point and miles currency? I do. It wasn’t always my favorite, but as I have continued in my points and miles journey, I have found that I am always wanting more Ultimate Rewards®. Let’s look at some ways we can accumulate more Ultimate Rewards® from Chase.   How to Accumulate […]

I need to remember to use the $100 credit on the card_name. The card has an annual fee of $199, so that credit brings it down to $99. I’m embarrassed to say that I’ve NEVER used this credit. 🤦‍♀️ (And I’m usually on top of these benefits for most cards.) Are you using your $100 […]

We get a lot of questions from people about when the  card_name or the  card_name will have an elevated welcome offer. While we love to take advantage of elevated welcome offers, we also feel like waiting for one is not the right thing to do in most instances. Here’s why we say, “Don’t wait for […]

The card_name came out with an elevated welcome offer back in August, and I’ve been on a mission to snag this card ever since. It’s marketed as a cash-back card, but if you have another card that earns Venture miles (like the card_name or card_name), you can convert the cash back you earn from the […]

I’ve had discussions with a couple of people recently that made me realize that they are totally NOT taking advantage of their credit card benefits. One friend lives in Salt Lake City and flies Delta a lot. Delta has an amazing Delta SkyClub Lounge. She has the Platinum Card® from American Express, so she could […]

I just learned about two fun credit card benefits that I haven’t taken advantage of and both include the ability for free treats monthly for me! Now you know that I am all about that! Let’s go over them today.   DoorDash $10 Monthly Credit I just learned about a great benefit for my card_name: […]

My favorite way to redeem my Chase Ultimate Rewards® is to transfer them to Hyatt. You might be wondering why, and this post is your answer. Hyatt award stays offer oversized value. Of all the possible chains you can book with points, you’ll get the most value from Hyatt. I will be showing you multiple […]

Have you ever considered flying to a destination but not leaving the airport? Neither had I until the Capital One Lounge opened at DFW. I’d seen the photos and videos online—food, cocktails, showers, Peloton bikes. I needed to go! And I’d have free access with my card_name. I decided to try a Capital One lounge day […]

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. The Capital One Venture Rewards credit cards have become very popular for award travel. They are great cards […]

One of the things we hear from many readers is their reluctance to pay an annual fee on a credit card. Obviously, it would be cool to have no annual fees or at least waive them all the first year. Sadly, that is not usually the case. This post is a reminder not to let […]

I just realized that I am not using all of my credit card benefits 😩 —and I’m supposed to be a pro at this.  There are some credit card benefits you might be missing out on, too. There are so many credit card benefits – here are the ones I use routinely: Annual night certificates […]

Citibank rebranded the Citi Premier card (no longer open to new applicants) to the Citi Strata Premier℠ Card. There were not a lot of changes to the card besides the design and a new name, increased earn rates at EV charging stations, and travel protections. We do love a flexible currency card, and all of […]

 Myth: You must have an LLC and employees to be eligible for a business card, including Chase Ink business cards. Fact: Any side hustle makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as aƒ sole proprietor using your social […]

The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my Marriott Bonvoy Brilliant® American Express® Card because […]

At first glance, card_name seems out of reach for the average person due to the high annual fee of annual_fees. Ouch, right? However, today, I will share my Business Platinum Card review and why this card works for me (and might work for you, too).   < Learn How to Apply bonus_miles_full Annual fee: annual_fees […]

There isn’t a lot that excites us more than the addition of a brand-new credit card to earn more points and miles on! Welcome to the Wells Fargo Autograph Journey card. We always like it when there is a new card to apply for, and here are all the details about it.   Offer on […]

American Express Membership Rewards® is one of the flexible currencies we use for travel all the time. However, American Express has changed some of the application rules for its cards. Let’s get clear on the American Express family language!   American Express Cards Earning Membership Rewards You used to be able to open a card […]

We keep most of our hotel-branded credit cards year after year. This is because the benefits of the cards typically outweigh their annual fees—especially those hotel cards that come with an annual free-night certificate. And some of our favorite free-night certificates that come with our credit cards are from Marriott!  Two of the Marriott-branded credit […]

Credit cards that offer points that can be redeemed for hotel stays are an important part of our points and miles journey.  Sometimes, we get a card and don’t want to pay the annual fee, but did you know that there are hotel credit cards worth keeping every year? I have several that I get […]

If you have any Chase cards or want to get some (which you should), it’s a good idea to be aware of some rules and other tidbits of information. Most notable is the Chase 5/24 rule. The Chase 5/24 rule is an unofficial rule that Chase will not approve you for any of their credit […]