Credit Card Guides

Maldives Beach

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Let’s check out the best limited-time credit card bonuses that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always a good idea. Nothing is worse than finally being ready to pull the trigger on an offer, […]

Ritz Carlton pool and grounds in Maui

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The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my American Express Bonvoy Brilliant Card because I […]

Large brown rocks near blue green water and sand

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At first glance, the American Express Business Platinum Card seems out of the average person’s league due to the high annual fee of $695. Ouch, right? However, today I will share my American Express Business Platinum Card review and the reasons this card has worked for me.   Basics of the American Express Business Platinum […]

Credit card near coffee

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There isn’t a lot that excites us more than the addition of a brand-new credit card to earn more points and miles on! Welcome to the Wells Fargo Autograph Journey card. We always like it when there is a new card to apply for, and here are all the details about it.   Offer on […]

Huntington Beach pool

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American Express Membership Rewards are one of the flexible currencies we use in the credit card points and miles game all the time. However, AMEX has changed some of the application rules for their cards. Let’s get clear on the American Express family language!   American Express Cards Earning Membership Rewards You used to be […]

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We keep most of our hotel-branded credit cards year after year. This is because the benefits of the cards typically outweigh their annual fees (especially those hotel cards that come with an annual free night certificate). Some of our favorites are our Marriott annual free night certificates!  Marriott allows you to “top off” free night […]

Hotel resort with large W on it

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Currently, two of the Marriott cards have welcome offers of five free nights (up to 50K points per night) after hitting the minimum spend on each. We have to ask, “Are the Marriott five free nights offers a great deal?” It depends. First, here are the two cards with that welcome offer:       […]

Hotel, pool and palm trees

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Credit cards that offer points that can be redeemed for hotel stays are an important part of our points and miles journey.  Sometimes, we get a card and don’t want to pay the annual fee, but did you know that there are hotel credit cards worth keeping every year? I have several that I get […]

White airplane that says Delta

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Do you love Delta Airlines? Do you live near Atlanta, Salt Lake City, or another Delta hub? If so, you will be interested in our latest airline card news. The Delta credit card welcome offers have increased! If you’ve been waiting for this, you have a little time to get that new Delta card. You […]

Beach scene with large rocks in background

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It is no surprise that we love Chase Ultimate Rewards! We are always trying to get more of them so we can book a great Hyatt stay like our recent Hyatt Ziva Cancun stay. A great credit card that gives us Ultimate Rewards is the Chase Freedom Flex Credit Card. We love the Freedom Flex because […]

Grand Hyatt Abu Dhabi

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It has been a LONG time since we’ve seen new Hyatt Credit Card offers. So any increase is a good thing. World of Hyatt points are a huge part of our credit card points and miles game because of the outsized value we get from them. There are so many reasons we love the World […]

Beach and sand

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Myth: You must have an LLC and employees to be eligible for a business card, including Chase Ink Business Cards. Fact: Any sort of side hustle/side income makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as a sole proprietor […]

blue wallet holding 4 chase credit cards

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If you have any Chase cards or want to get some (which you should) it’s a good idea to be aware of some rules and other tidbits of information. Most notably is the Chase 5/24 rule. The Chase 5/24 rules is that Chase will not approve you for any of their credit cards if you […]

Hamburger

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With the benefits of credit card points and miles, it is possible to get a free lunch. Or dinner. Or breakfast. And not just in an airport lounge. Several credit cards have restaurant credits – I just realized that I am not using all of mine and thought that some of you may not be, […]

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The American Express® Gold Card is one of our favorite credit cards. The annual fee of $250 is covered if you use the benefits it gives you. But what can you do with American Express Membership Rewards?  Let’s take a random amount like 75K and go over some ideas about what to do with them. Be sure […]

Red bus on London street parked by a telephone booth

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Once you are over the Chase 5/24, it is time to head off into the world of American Express Membership Rewards. I recently transferred American Express points to British Airways to travel to London. It was easy to transfer my points and then book a ticket. American Express offers several credit cards that earn Membership […]

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Chase Ultimate Rewards are our favorite points currency. We love the flexibility that these points offer. It is also pretty easy to earn a bunch of these points because many cards offer them. There are the Chase Ink Business cards, the Freedom cards, and the Sapphire cards. With the incredible increase in the Chase Ink […]

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We have talked a lot about using the Chase Ink Business Cards to earn more of our favorite currency, Ultimate Rewards. One card that we’ve rarely talked about is the Chase Ink Premier Business Card. Jess plans to get it soon to help fund a future Disney Cruise. I hadn’t thought of it as being […]

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We’ve got good news, and we’ve got bad news. The good news is that the Capital One Venture X business card is now available to the public. The card officially launched earlier this year, but up until this point, it has only been available via a Capital One Relationship Manager or business banker. The bad […]

capital one venture credit card

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The Capital One Venture Rewards credit cards have become very popular for award travel. They are great cards for beginner credit card points and miles users and offer huge amounts of flexibility in how you can redeem your miles. The easiest way to use your Venture miles is in the form of statement credits on […]

Over water houses near turquoise water.

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Have you ever returned from your amazing international trip, received your credit card statement, and noticed extra charges in the form of foreign transaction fees? I have, and it is so annoying to realize you paid $30 for nothing. An honest moment —I’ve even done that since starting in the points and miles game! 😜 […]

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