American Express Green Card Review

When you think of American Express Charge Cards, you generally think of the Platinum Card and the Gold Card. Today we are going to review the American Express Green Card though. Firstly, American Express has two types of cards, charge cards and credit cards. Confusing? It was for me.

Charge cards have no pre-set limit on what you can charge on them. You are required to pay your balance off each month though. (Although they often have some pay over time options also). American Express Charge Cards include:

  • American Express Platinum Card
  • American Express Gold Card
  • American Express Green Card
  • American Express Business Platinum Card
  • American Express Business Gold Card
  • American Express Business Plum Card
  • American Express Business Green Rewards Card


American Express Credit Cards do have preset limits. These cards include:

  • American Express Blue Cash Preferred Credit Card
  • American Express Everyday Preferred Credit Card
  • American Express Cash Magnet Card
  • American Express Hilton Honors Card
  • American Express New Delta Reserve Card
  • American Express Delta Skymiles Platinum Card
  • American Express Delta Skymiles Gold Card
  • American Express Delta Skymiles Blue Card
  • American Express Hilton Honors Surpass Card
  • American Express Hilton Honors Aspire Card
  • Amex EveryDay Credit Card
  • American Express Marriott Bonvoy Brilliant Card


There is no official rule on how many American Express Cards you can have at one time. In the past, most people thought you could have 5 credit cards. They seem to have gotten stricter recently and more people are saying that it is 4 credit cards now. This does not include charge cards so even if you have four of the credit cards, you can still be approved for the charge cards.

American Express Green Card


American Express Green Card


I had my husband apply for this card when it had a high signup bonus, a credit for an AWAY suitcase (which I love), and a $100 credit towards a CLEAR membership which I use anyway. Let’s discuss what this card currently offers. We think you’ll agree with this review that the American Express Green Card is the right card to get now.


Bonus Points and Earnings

Currently, you receive 50,000 Membership Rewards after spending $2000 in three months. This is a higher bonus than my husband got but you need to use this link. The annual fee is $150/year.

You will earn 3 points per $1 spent on restaurants and travel and 1 point per $1 spent on other purchases.

I used Membership Rewards and transferred them to Delta SkyMiles when Alex and I went on a last minute trip to Maui this last winter.

Ritz Carlton pool and grounds in Maui

Staying at the Ritz Carlton in Maui with free night certificates and a free flight on Delta thanks to Membership Rewards!

$100 CLEAR Credit

As I stated earlier, I love using CLEAR to get me through airports quicker. Saving $100 on something I would pay for anyway is a win-win for me. CLEAR uses biometrics to confirm it’s really you, eliminating the need for your ID when going through security.

$100 Lounge Buddy Credit

Receive $100 credit through the Lounge Buddy app for use at certain airport lounges. I looked for availability at DIA which has 5 lounges and I wouldn’t be able to use it there. However, JFK had several lounges I could use it at. I have tons of airport lounge access with my American Express Platinum Card so this benefit would not be useful for me.

Travel Insurance

This card does come with some travel insurance benefits, including a baggage insurance plan, car rental loss and damage insurance, and trip delay insurance. There is also a global assist hotline that can help you if you lose your passport, get ill, and many other emergencies. This is one of those things that you don’t think about until you really need it but is a great benefit.

Bottom Line

I think this card is definitely worth applying for when the signup bonus is high. Because I already have great cards for lounge access, it isn’t one I would keep a second year. Paying $150 for the CLEAR credit doesn’t make sense and I have other credit cards that give me the benefits I need. That being said, I will apply for it myself to get those 50,000 Membership Rewards. It is a great way to venture into the world of Membership Rewards!







Newly Relaunched Amex Green Card

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